Wednesday, January 14, 2009

Does $ really grow on trees?!?!?

Since it's made from paper...I guess it does!

Well, I know, I am such a dork...but as we have rolled into the new year...and now saving for not only a baby; but a house for the baby...we have been trying our darndest to save our money...and well, not to mention the economy. Anyways, I thought; I am sure there are others out there that are trying to save some money in these rough times so why not put a post of some easy cost cutting tips that we have and are just starting to do.

  • Unplug your cell phone chargers/microwave/lamps...etc while not using them. Yes, some times a pain to plug back in; ecspecially when it's the lamp and hard to see. We really have seen a lot of savings with this. Don't forget your computer as well!
  • Make meals at home. Yes, with working it's hard, but try to plan ahead. If you do go out with friends or as a date order water, try to go at happy hour, and check online for any coupons prior to going.
  • I use my Discover card for just about anything we really need- Gas, groceries, phone bill, etc...I gain cashback rewards; then I apply that to my bill...or occasionally, I get movie tickets for Sean and I. Remember to pay the enire card off that month...budget for what you charge. When not charging; use CASH for all other purchases and only allow a certain amount of cash for your wallet until your next pay.
  • My Mom was always a stickler with the lights...and I would have EVERY LIGHT ON..even if I wasn't in the room..."if your not in the room, turn the light off"~Mom.
  • When shopping; don't buy name brand; go to several stores if savings will be significant, cut coupons, and check the aisle ends for clearance items.

Here are new things we are trying:

  • Make a list when going shopping and stick to it! (We have tried this once so far...and we only added carbonated water for me and bagels...again for me; but this was much harder than I thought it would be.)
  • It's also hard for me to not just stop by Target and check the clearance; so, the only money on me is the cash. My Discover and other credit cards are hiding at home...and I must remember to grab them when I plan on using them; like when my gas light came on last night.
  • Keep reciepts of everything purchased for 30 days; then re-evaluate what the money was spent on; needs or wants? Still trying to get Sean to do this one.
  • When running errands, try to save on gas and go in sequence or to places closer to home/work instead of traveling.

3 comments:

Michael said...

These are very good ideas. When money gets tight you become much more aware of where all your money is going.

Stacey said...

Thanks for the tips. I am sooo guilty about the all the lights on in the house thing myself and I am 38! My husband tries to teach it to our kids but it doesn't do much good when the other parent isn't setting a good example.

We started doing the grocery list thing and sticking to it several years ago. It really works!

Thanks again..I learned some new ones that I am going to give a try to!

Nate said...

Just because this has been driving me crazy...money isn't made out of paper. It's 75% cotton and 25% linen. The red and blue fibers are synthetic. No paper...unless you consider linen to be paper (seeing that it's from a plant). Not to mention money also encompasses coins...but you obviously weren't referring to that. Ok, I'm done now! Sorry for the douchey comment. ;-)